Loan Programs

DFC focuses its lending operation on economic activities, thereby expanding and strengthening the economy of Belize and creating growth and development in the country. DFC facilitates the availability of finance to the private sector for investments in agriculture, fishing, industry, agro-industry, tourism, education, housing, transportation, forestry, mining, and small & micro enterprise projects. 

Loans are available to Belizeans, Belizean Residents, Co-operatives, Partnerships and Associations, and locally registered Companies with at least 65% Belizean ownership. Individuals should be between eighteen and sixty-five years of age. 

Housing

In recognizing the need to provide basic shelter for families, DFC provides an affordable and comprehensive mortgage-financing package for housing construction and home improvement. read more »

Tourism

In the tourism sector, DFC provides investment loans for the establishment, upgrading and expansion of hotel rooms, guest-houses, cabanas, tour guide services, restaurant/bar, souvenir shops, handicraft production and eco-tourism projects. read more »

Agriculture

The DFC provides credit for the expansion of Belize's agricultural enterprises. Crops such as papayas, sugar cane, citrus, bananas, grains, hot pepper and other fruits and vegetables are only a few of the many viable products harvested from the many farming investments funded by DFC over the years. Loans are also available for livestock development, machinery acquisition, and agro-processing. read more »

Industry & Services

DFC provides loans for such projects as manufacturing, processing, quarrying, assembling, transportation, and service-oriented endeavors. Financing for other areas include block making, garages, saw-milling, woodwork shops, medical clinics, waste disposal and bakeries. Financing is also available for services such as cable operations, Laundromat, auto-garages, etc. read more »

Education

Students 15 years and older can obtain financing to pursue degree, diploma or certificate studies. Financing covers basic academic costs such as enrollment, tuition, books, transportation and other related expenses. read more »

Small & Micro Enterprises

The DFC provides credit on a second tier basis to organizations involved in financing micro-enterprise development. These organizations will include the Credit Unions, Cooperatives and other Productive sector and Non-governmental institutions. All applications must be accompanied by a business plan. read more»