Small Business Loans

$5,000 to $40,000 for improving or expanding your small business.


  • MSE Loan amount = $5,000 to $40,000
  • Interest rate = 10% to 13% for loans between $5K and $40K (Interest is on the Reducing balance for the life of the loan)
  • Currently, we are only lending to existing small businesses that want to improve or expand their operations. OR
  • to existing, successful small businesses that want to open a new type of business in order to diversify.
  • Loans can be used for business development or expansion needs, purchasing of machinery or equipment, vehicles (including boats) used for business purposes (excluding taxis) / Working Capital / Retail trade /Services Related to the Productive Sector / Construction of small outlets to facilitate SME Operations / Cottage Industries
  • Contribution: DFC provides up to 80% of the total project cost. The borrower is required to provide 20% of the project cost.
  • Loan Term: Maximum 5 years

Application Requirements:

  • Business Plan (Click here to download a template)
  • Loan Security
  • 20% contribution – New Borrower OR
  • 15% contribution – 3x Repeat borrower
  • Financial Records
  • Proof of Income: Job letter & 2 most recent Pay Slips OR Income Statement if self-employed
  • Documents  – Any relevant permits, licenses etc.
  • 18 years or older.
  • Photo ID: Social Security Card or Passport
  • Must be Belizean, Legal Resident or Company with majority Belizean shareholding

For support to have your business professionally developed, seek the assistance of the  Small Business Development Center (SBDC – BELTRAIDE)


  • $5,000 to $10,000 = 1 Guarantor
  • $10K to $20K = 2 Guarantors
  • Above $20 K = Real Estate required


  • DFC provides loans on the strength of the Guarantor meaning if 1 guarantor is capable of securing a loan up to $20,000, then only 1 guarantor would be required.


  • We work with you and help your business through challenging times.
  • We Provide FREE Business Project Assessment (Save $1,000s)
  • Free Property Appraisal! (Save $100s to $1,000s!)
  • We are Honest and upfront with you! – No Hidden Fees!

Click here for the TOP 10 Reasons why you should choose DFC for your Business and Home Financing!

Provide some initial info and a DFC Representative will contact you to discuss your loan interest or set up an appointment.

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