Small Business Loans

$5,000 to $40,000 for improving or expanding your small business.

Provide some initial info and we will contact you to explore further.


  • MSE Loan amount = $5,000 to $40,000
  • Interest rate = As low as 7% (Conditions apply) for loans between $5K and $40K (Interest is on the Reducing balance for the life of the loan)
  • New Startups with a strong business proposal and;
  • Existing, successful small businesses that want to expand or open a new type of business in order to diversify.
  • Loans can be used for business development or expansion needs, purchasing of machinery or equipment, vehicles (including boats) used for business purposes (excluding taxis) / Working Capital / Retail trade /Services Related to the Productive Sector / Construction of small outlets to facilitate SME Operations / Cottage Industries
  • Contribution: DFC provides up to 80% of the total project cost. The borrower is required to provide 20% of the project cost.
  • Loan Term: Maximum 5 years (60 months)

Application Requirements:

  • Business Plan (Click here to download a template)
  • Listing and Proforma Invoice(s) for Goods, Equipment etc. you are interested in Purchasing
  • Loan Security
  • 20% contribution – New Borrower OR
  • 15% contribution – 3x Repeat borrower
  • Financial Records
  • Proof of Income: Job letter & 2 most recent Pay Slips OR Income Statement if self-employed
  • Documents  – Any relevant permits, licenses etc.
  • 18 years or older.
  • Photo ID: Social Security Card or Passport
  • Must be Belizean, Legal Resident or Company with majority Belizean shareholding

For professionally business development support contact the  Small Business Development Center (SBDC – BELTRAIDE)


  • $5K to $20K = 1 or 2 Guarantors
  • Above $20 K = Real Estate required


  • DFC provides loans on the strength of the Guarantor meaning if 1 guarantor is capable of securing a loan up to $20,000, then only 1 guarantor would be required.


  • We work with you and help your business through challenging times.
  • We Provide FREE Business Project Assessment (Save $1,000s)
  • We are Honest and upfront with you! – No Hidden Fees!

Click here for the TOP Reasons why you should choose DFC for your Business and Home Financing!

Provide some initial info and we will contact you to explore further.

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