Home Loans

Your home is your life’s investment and we want to ensure it will always be yours. TRUE Reducing Balance Interest, affordable repayments, FREE Property Appraisal saving you hundreds plus more, DFC is your BEST CHOICE for home financing.

Provide some initial info and a DFC Representative will contact you to discuss your loan interest or set up an appointment.

Home Loans for

  • Build your home
  • Buy an existing home
  • Buy house lot first and build later
  • Home Refinancing
  • Home Energy Efficiency
  • Home Expansions / Additions
  • Home Security: Fencing, Burglar Bars etc.
  • Home Renovation and Improvements

WHY YOU SHOULD GET YOUR LOAN FROM DFC

  • We work with you and help you through challenging times.
  • Free Property Appraisal! (Save $100s to $1,000s!)
  • Reducing balance interest! We don’t raise interest on you!
  • We are Honest and upfront with you! – No Hidden Fees!

Click here for the TOP 10 Reasons why you should choose DFC for your Business and Home Financing!

What do I need to provide:

  • Photo ID (Social Security, Passport)
  • Employment Letter or;
  • Certified Income Statement (If self-employed)
  • 10% Contribution (DFC provides 90% of Financing) If you have property that counts towards your 10% contribution
  • Land Documents – Title OR Lease
  • Updated Property taxes

In addition to the requirements listed above, the below requirements are ALSO needed, depending if you will be building, purchasing or renovating a home.

If BUILDING your own Home
  • Building Plans (Approved by your city/town council or by the Central Building Authority (CBA)
  • Bill of Quantities (Labor & Material Costs)
If PURCHASING an existing Home
  • Letter from the Seller (State sale price and details of property)
  • Bill of Quantities (If making improvements to the property)
  • Approved Building Plans (Only if making changes to any exterior walls)
If RENOVATING or doing other HOME IMPROVEMENTS
  • Bill of Quantities for improvements (Labor & Material Costs)
  • Approved Building Plans (CBA) (Only if making changes to any EXTERIOR walls)
  • 1 or 2 Guarantors (If cost for improvement is below $15,000)
  • Land Document (Title or Lease) (IF amount is above $15,000)

CONTACT US NOW FOR YOUR HOME LOAN

Provide some initial info and a DFC Representative will contact you to discuss your loan interest or set up an appointment.

The DFC, through the Central Building Authority (CBA), offers 2 and 3 bedroom Starter home building plans at a very affordable $164 and $188. Click here to view them and learn more.

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SEE IF I QUALIFY FOR A LOAN.

Answer a few questions about the type of financing you want and a DFC Representative will contact you to discuss or set up an appointment.